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Secured and Unsecured Lending

Secured and Unsecured Lending Solicitors in London and Essex

We advise on a range of secured and unsecured lending arrangements and act for both lenders and borrowers. Our strong expertise means that we provide first class advice, starting from assistance with structuring your matter in the most effective way to project managing your transaction from start-to-finish. 

If you are lending money, it is essential to ensure that your interests are protected in the event that the borrower fails to repay the sums owed to you. We will carry out the legal due diligence, and draft and negotiate the loan and security documentation, on your behalf and advise you on the legal issues throughout.

If you are borrowing money, we will advise you on the loan documentation and, if required, enter into negotiations with the lender’s solicitors. We understand the need to act quickly in lending transactions and will ensure that your matter is progressed as efficiently as possible. We are familiar with usual requirements and processes of lenders which will increase the chances of meeting your intended timescales.

Our unique selling point is that we understand what clients want from their lawyers. We will manage your transaction proactively, with careful attention to detail while never losing sight of the bigger picture.

While working with us you will have access to our strong network of other professionals such as accountants, independent financial advisers and bankers.

We offer a range of pricing options and will be happy to discuss these with you. As a client-centred law firm, we will be transparent with you about our pricing and actively manage these in line with our agreements.

How we can help with Secured and Unsecured Lending matters

We will give you expert advice and representation from the start-to-finish of your matter, while making sure that you understand the various stages along the way. We can guide you through matters including:

  • Advising on the best way to structure your transaction from a legal perspective. We will work with your other advisors, such as accountants, to ensure that the structure works from other perspectives (such as tax).
  • Drafting and negotiating the loan and security documentation and other ancillary documentation ensuring that you receive specialist yet cost-effective advice.
  • Project managing your transaction, based on industry practice, to make sure that all relevant tasks are completed properly and allowing you to focus on day-to-day business matters in the knowledge that your advisers are protecting your interests.
  • Dealing with the post-completion matters such as the registration of securities at HM Land Registry and the filing of Companies House forms (if applicable).


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    Why you should instruct us for legal matters


    We put our clients at the centre of our thinking. It is our mission to create an effortless experience and, in return, we hope to create clients for life.

    Commercially Minded

    We strive to understand the specific needs of our clients and, using our knowledge and expertise, focus on delivering real-life and practical solutions.


    An essential component of our business is being open, honest, and accountable with our clients, and operating at the highest professional standards.

    Innovative Thinking

    We encourage our people to think creatively and imaginatively in the legal advice we give, as well as the way we provide services.

    Make a free enquiry about our services

    Please call us to make a free enquiry about our services on 020 8123 4567 or email hello@birdilaw.co.uk. 

    Alternatively, please take a moment to complete our free enquiry form.